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Writer's pictureGlenn Phelan

Voice of Reason - Money

The Future of Currency

Global Conflict

Because the US trade dollar was weaponized, countries deprived of economic growth, local resources, and equality, have banded together to build a new system of trade which not only stops the deprivation, but creates a new foundation based on Bretton Woods 1 in which gold backs the trade: 40% Gold and 60% local currency, to be named the BRICS Unit (BU), removing the need for the World Bank, IMF and the BIS.

Unresolved Issues

However, the IMF hurdle is ongoing, because old thinking is building the Unit, and by keeping it does not close the door on currency manipulation nor provide humanity with equality, and this will again lead to future wars.

This, however, has a silver lining where split system can operate successfully and lead to the closure of the IMF and end inequality.

Dual Currency

The dual currency of the Yaun (world trade) and the Renminbi (people) successfully operating in China works on parallel systems, and this is the key to solving the unresolved issues which have been brought forward through BRICS.

Imagine a system built specifically for the stability and equality of the people to be protected at all times through the (Kc) while the big money trades the BU.

Introducing Karmic Credits.

Like the Renminbi, Karmic credits (Kc) has been developed to equal 1 to 1 in every country for the benefit of all people in parallel with each national currency, however, Karmic credits is regenerative which means money is born when an account opens, and it dies when it goes past the threshold of 6-digits.

Kc is an electronic system, more secure and advanced than blockchain, and it does not have interest, fees, or charges, nor require a periodic payment or loan option.

Stability and equality.

Keeping the (people) safely separated from (world trade) events create stability and



reinforces the defined roles and responsibilities of each system to provide humanity with an option to trial these two complimentary systems in parallel to one another, (BU and Kc) but which stand resolutely apart, allowing BU to balance the global books, and Kc to grow small businesses and end poverty and hardship.

Harmonization.

Trade works through: KC (people) – RB Reserve Banks (national) - BU (global).

As people reach the threshold of 999,999.00Kc, they work in the national currency which is used with a weight of Gold to create 1BU, which holds a global value that moves up and down daily depending on trades made each day. (same as any other stock)

This is where it gets interesting.

Digital currencies

Bitcoin can never be a global currency because of its price fluctuation simply because you start by buying an apple for 1 bit but as the price increase, but the apple doesn’t, you now need to break that bit into more bits, so a currency it is not.

Stability can only stem from equality and a stable system where 1 is always 1 wherever we go and to eliminate every currency that does not do this leaves only 1 currency. A karmic credit.

Is a Karmic Credits a system?

Yes, Karmic Credits is a Needs-Based trading system designed to create a stable, fair and equitable financial ecosystem, and operates using a unique pay-it-forward model, allowing individuals to trade credits based on a countries reserve value. Here are some key features:

  • Interest-Free System: Karmic Credits eliminates traditional financial barriers such as interest rates, fees, and charges.

  • Accessibility: The system is user-friendly and requires only a phone number to participate.

  • IMF-Free: Karmic credits are pegged 1 to 1 in every country eliminating currency exchanges to 1 million dollars/euros/rupees etc.

  • Community Support: Encourages a sense of community by fostering mutual aid and positive interactions.

  • Stable Trading: The Regenerative trading model ensures continuous circulation of credits, promoting economic stability and inclusiveness.

Potential Benefits for all Countries:

  • Financial Equality: By providing an alternative to traditional financial systems, Karmic Credits can help reduce economic disparities and promote inclusive growth.

  • Economic Development: Karmic Credits prioritizes local trade and commerce, enhancing economic resilience against its debt-based counterparts.

  • Social Cohesion: Karmic Credits strengthens community bonds through mutual support and shared Global goals.

Karmic Credits is the’ most valuable tool for achieving the peaceful goals of stable economic development, financial inclusion, and global governance reform.

What makes Karmic Credits Unique?

Karmic credits is Regenerative, which means that money is ‘Born’ when an account opens, where each recipient receives 275,000.Kc, and the currency ‘Dies’ when it reaches the limits of the account (currently set at 6-digits), 1Kc less than a million (7-digits).

This means Karmic credits is a pay-it-forward system that opens using a phone number fed into a plus and minus electronic accounting system (no blockchain required), making the currency free because you do not have to pay it back.

The hardest thing to create for mankind is real-world equality, yet Karmic Credits has become the cornerstone of the Needs-Based system for which all other systems could follow from.

Kc uses reserve currencies to peg 1 to 1 to, enabling the ease of transition which then leverages out 1 for 1 globally, ending the true cause for war and corrupt influence.

Karmic credits by being free, does not limit the number of accounts one can hold and this will end the hacking, security and spyware dilemma faced by all old-world debt-based banking systems.

Karmic Credits integration.

Because this system is pegged 1 to 1 in every country, their cash and coins cash can be used either as (needs-based) Karmic Credits, or as (debt-based) Dollars, Pounds, Yaun, Rupees etc., without issue.

Needs-based and debt-based accounts are not linked, and as such, karmic credits protects all people as it does not need to have interest, fees or charges, nor does it require a loan or periodic payment facility, but the debt-based system does.

Karmic Credits protects humanity against poverty, hunger and greed, (number 1 on the UN charters to be solved) helping to rebuild and stabilize lives especially after and during war.

Failing economies.

War has financial and economic cost for governments, but the true impacts of war games is on the people who suffer physically, mentally, emotionally, morally, and financially.

This disproportionate impact shows that the people mean nothing to the political control group who spin lies that they are doing it for the greater good, when in truth it only serves their own self-interest.

The considerable cost for governments and the people is solved by providing support for families and businesses who will drive economic production again more to survive firstly and stabilize the area they live, and then toward manufacture plants producing the real necessities of the people in real-time.

Again, karmic credits provides this opportunity to all people of all nations, while at the same time giving BRICS the room to create a fair global trade for the big bucks.

Regulations.

As a currency, Karmic credits slips between the cracks or the regulatory hurdles and it does not represent fiat or crypto, and as such, does not require an AFSL or ACL, and is cleared against being able to be used for counter terrorism financing or money laundering in its current form.

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