Transforming Housing

The Guardian Right Revolution

An innovative approach on Equity

Housing, a fundamental need for every individual, is revolutionized through the concept of the Guardian Right. This approach offers remarkable benefits, including the ability for tenants to buy their occupancy without the cost of the land, which provides an average length of stay of 10 years compared to the traditional 6 months renting.

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Guardianship offers significant reductions the longer a property remains within it. Governments, collectives, and families can utilize this system to hold property and pass on benefits to family members or the public, depending on their respective purposes. Becoming a Guardian becomes increasingly easier and even more  affordable over time, where repayments instead of rents have an end point.

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Lenders funding a Guardian Right carry calculated risks, mitigated by two unique factors: market rent increasing which is no longer an issue and makes the reducing asset more valuable, and its fixed price which reduces inline with the asset. This combination allows investors to assess and set the interest rate accordingly to manage risks effectively, caring not that the house is like a new car which depreciates once it leaves the lot. Additionally, guardian debt can be transferred to a new owner should the current guardian be unable to pay, ensuring continuity and stability.

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By embracing the Guardianship system, we can create a reality where housing is more accessible, affordable, and stable for all, fundamentally changing humanity's approach to one of its most vital needs. Is it not more beneficial for Guardians to develop land without owning the land, or property owners selling equity because they need money or want to protect themselves from geopolitics? 

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Transforming Currency 

The Karmic Credit Revolution

An innovative approach to Money

Commercial banking is pivoting from USD to BRICS and Gold, but We the People are not commercial customers and we need our own retail trading system that can provide what We the People need.

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This will come through a horizontal line set at 1 million where above this line commercial rules apply and global trade and geopolitical policies sanctions tariffs and exchange rates live, but below this line the people are free and equal, safe and secure, stable and peaceful.

 

To ensure this to be true, the Karmic credit trading system is flexible enough to trade 1 for 1 in any country, where it uses population numbers for its capital control which extends to the commercial system, where the value of a person is 275,000.00Kc.

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To end poverty immediately, Karmic credits accounts are preloaded with 275,000Kc because Karmic credits is a regenerative system where money is born into existence and accounts are capped at 1 million after which money dies or is transferred to a commercial account if possible. 

 

Long-term societal benefits of Karmic credits are profound, effectively eradicate poverty and hardship, while ensuring that fundamental needs such as housing and food are always met. No longer will citizens have to worry about the crippling burden of debt, as the system's regenerative nature ensures a continuous flow of capital, promoting economic stability and growth.

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Furthermore, implementing Karmic credits nationally and on a global scale offers a viable solution to the astronomical debt faced by many nations. By allocating a Karmic Credit account to every citizen, we could directly reduce national debt, fostering financial independence for both individuals and governments where the need for subsidies, pensions and taxes would no longer be a govt issue.

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In essence, Karmic credits create a harmonious financial ecosystem where wealth is not just accumulated but also naturally regulated. This system empowers individuals, stabilizes economies, and paves the way for a just and equitable society.

Transforming Authority

Collective Authority Based on Unity

Examining the Benefits of Unified Governance

Throughout human history, the hierarchical pyramid structure has been the predominant model for governance. This mode of authority, where power is concentrated at the top and diminishes as it moves downward, has been effective in maintaining order but has also perpetuated social inequality and division. In contrast, a collective authority based on unity offers a socially superior system that fosters equality, cooperation, and a shared sense of purpose.

The Flaws of Pyramid-Shaped Authority

The pyramid-shaped model of authority inherently creates classes, with those at the top enjoying privileges and power while the majority at the base have limited access to resources, opportunities and needs. This structure has led to the following issues:

• Social Inequality: Power and wealth become concentrated in the hands of a few, leading to significant disparities between the elite and the general population.

• Division and Conflict: The separation into classes often results in social tension, unrest, and conflict as different groups compete for limited resources.

• Limited Representation: Decisions made by those at the top may not reflect the needs and desires of the wider populace, resulting in policies that favor the elite.

The Advantages of Collective Authority Based on Unity

A governance model based on collective authority and unity emphasizes cooperation, shared responsibility, and equal participation. This approach offers numerous benefits that address the flaws of pyramid-shaped authority:

• Equality and Inclusivity: By involving all members of society in decision-making processes, collective authority ensures that everyone's voice is heard, promoting inclusivity and reducing social disparities.

• Cooperation Over Competition: Unity fosters a culture of cooperation where individuals work together towards common goals, rather than competing against each other for resources and power.

• Shared Ownership and Responsibility: When governance is shared collectively, individuals feel a greater sense of ownership and responsibility for the well-being of their community and society as a whole.

• Adaptive and Resilient Systems: Collective decision-making allows for more adaptive and resilient systems, as diverse perspectives and ideas contribute to more comprehensive and effective solutions.

Implementing Unified Governance

To transition from a pyramid-shaped authority to a collective model based on unity, several steps can be taken:

• Education and Awareness: Educating the populace about the benefits of collective authority and fostering a culture of unity and cooperation is crucial.

• Inclusive Decision-Making Structures: Establishing decision-making bodies that represent all segments of society ensures that policies reflect the collective will.

• Transparent and Accountable Governance: Promoting transparency and accountability in governance builds trust and ensures that power is exercised fairly.

• Community Engagement and Empowerment: Encouraging active participation and empowerment at the community level strengthens the collective authority model.

A collective authority based on unity is socially superior to a pyramid-shaped model that separates people into classes. By promoting equality, cooperation, and shared responsibility, unified governance creates a more inclusive, resilient, and harmonious society. As humanity continues to evolve, embracing this model offers the potential for a brighter and more equitable future for all.

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The Manaian Way

A needs-based reality combining all three initiatives

Protecting mankind and the planet using karmic credits, a guardian right and a collective authority based on unity changes lives.

By selecting needs-based systems over debt-based ones, families, individuals and businesses become immediately viable, requiring less money to live for one, but more-so in resetting the foundation for mankind beginning with food security, trusted governance and stable trading and housing solutions.

The Manaian Way envisions a holistic approach where societal well-being and environmental preservation go hand in hand. By emphasizing karmic credits, the system ensures that every action taken contributes positively to the community and the planet, fostering a sense of interconnectedness and shared responsibility.

Under this paradigm, guardian rights empower individuals and communities to safeguard their resources and environment, promoting sustainability and long-term thinking. This collective authority model is not just about governance but about nurturing a mindset where every decision is weighed against its impact on the broader ecosystem.

In practical terms, this translates to innovative policies and initiatives that prioritize local food production, renewable energy sources, and equitable resource distribution. Education systems would be reformed to instil values of cooperation, empathy, and environmental stewardship from a young age, creating generations who are not only aware of these principles but are also equipped to act upon them.

Moreover, the move towards needs-based systems over debt-based ones liberates society from the shackles of financial instability. By focusing on essential needs such as food security, trusted governance, and stable housing, the Manaian Way creates a robust foundation for a thriving community. This shift not only reduces the monetary burden on individuals but also fosters a culture of mutual support and resilience.

In essence, the Manaian Way represents a transformative vision for the future, where collective prosperity and planetary health are intertwined. It calls for a unified effort to reimagine our societal structures and priorities, paving the way for a sustainable, equitable, and harmonious world.

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REFERENCES

 

1. Glenn C Phelan “The Business of Tomorrow – A world without cost-of-living issues, poverty or debt, a world based on needs.” Book on Amazon, Aug 2023.

2. Glenn Phelan “Guardianship – the affordable housing solution – and the Manaian Way.” Wellington archives, New Zealand, May 2016.